What are the features of the SBI e-Mudra Loan?
- Types of Facilities from e-Mudra Loan are Working Capital and Term Loan.
- The purpose of an e-Mudra loan can be business purposes, capacity expansion, or modernization.
- The maximum loan amount should be up to Rs 10 lacs.
- The loan amount up to Rs 50,000 is categorised as SHISHU, loans amounting up to 50,001 to Rs 5,00,000 are categorised as KISHORE, while up to Rs 5,00,001 to Rs 10,00,000 are categorised as TARUN.
- There is no margin up to Rs 50,000, and from Rs 50,001 to Rs 10 lacs the margin is 10 per cent.
- The processing fees for Shishu and Kishore are nil, while for Tarun, it is 0.50 per cent of the loan amount (with applicable tax).
Important links
Official website માટે અહીં ક્લિક કરો
ઓનલાઇન અરજી કરવા માટે અહી ક્લિક કરો
અરજી કરવા માટે ક્યાં ક્યાં ડોક્યુમેન્ટ જોશે અને કેવી રીતે અરજી કરાવી જોવા માટે અહીં ક્લિક કરો
ગુજરાતીમાં જાણવા માટે અહીં ક્લિક કરો
What is the eligibility of PM e-Mudra Loan?
- The applicant should be an Indian citizen and must be above 18 years of age.
- The applicant must be working in a recognised sector to be eligible for the e-Mudra loan.
- The business should have a track record of repayment and a satisfying credit history.
- The applicant must have all the important documents ready for the loan application.
What is the e-Mudra loan application online process?
- Visit the SBI official website, i.e., https://www.sbi.co.in/
- Go to the ‘Loans’ section on the home page and select e-Mudra loan.
- On the e-Mudra loan page, click on the “Apply Online” button.
- Read all the mentioned instructions in Hindi or English and click on “OK” to proceed to the next page.
- Fill in all the required details in the application form, and you can select the data through the dropdown menu.
- Upload the necessary documents like, identity proof, address proof, bank statements, business registration documents, etc.
- After submitting all the details, click on the consent checkbox using your Aadhar for purposes of the e-sign.
- You will receive OTP on your registered mobile number with your Aadhar.
- Submit the OTP to complete your application process.
Who can apply?
- Existing or new business units can apply for PM e-Mudra loan.
- Business enterprises which are engaged in the business of manufacturing goods.
- Individuals who are employed in the trading and services sector can apply for PMMY loans.
- Those who are involved in agricultural activities can also apply for this loan.
मेरे ब्लॉग में आपका स्वागत है, जहाँ आप नवीनतम सरकारी नौकरियों, सरकारी योजनाओं और लाभकारी सूचनाओं के बारे में विश्वसनीय और अद्यतन जानकारी प्राप्त कर सकते हैं। मेरा उद्देश्य भारतीय नागरिकों को रोजगार और विकास के अवसरों के बारे में अधिक जागरूक बनाना और इसके लिए प्रक्रियाओं को सुविधाजनक बनाना है।
मेरा मानना है कि जानकारी शक्ति है, और इस ब्लॉग के माध्यम से मैंने जानकारी को सरलता से, स्पष्ट रूप से और स्पष्टीकरण के साथ व्यक्त करना अपना लक्ष्य बना लिया है। यह आपके सपनों को साकार करने की दिशा में आपका पहला कदम होगा!
Parsonal loan kese milega